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Frequently Asked Questions
About Child Support Enforcement Services
State of Alaska
> Revenue
> Child Support Services
> FAQ Menu
> Child Support Enforcement Services FAQs
Table of Contents
- How does the Alaska child support agency enforce support orders?
- How much will the agency take from a parent’s wages?
- What if a parent can't afford to pay the entire monthly support
payment from a paycheck?
- The additional withholding will cause a hardship, what options do I
have?
- What happens to the monthly payments and any child support debt
after the custodial parent has gone off public assistance?
- What if the custodial parent does not want CSSD to collect child
support for him/her?
- If the person who applied for CSSD's services withdraws, does the
child support debt go away?
- Can CSSD collect from federal tax refunds? What happens to money
collected from IRS refunds?
- How can the child support agency collect payments from a
self-employed parent?
- Can the child support agency take a Permanent Fund Dividend to pay
child support?
- Can the child support agency take some of a parent’s unemployment
benefits?
- Can past-due child support be taken from a state income tax refund?
- Can the agency help collect child support owed to a parent before
the agency opened its case?
- Can a noncustodial parent escape child support payments by declaring
bankruptcy?
- CSSD has ordered the employer to withhold medical support. May
either parent object?
- May the noncustodial parent have his/her current spouse add the
children to their plan?
- What happens to child support payments if the custodial parent is on
public assistance?
- What if the custodial parent already has the child(ren) covered and
the non-custodial parent gets notice to withhold for medical support?
- Why are you withholding medical support? My children are covered by
Denali Kid Care?
1. How does the Alaska child support agency enforce support orders?
We collect child support as ordered by the court in divorce,
dissolution and child custody cases. We also collect child support under
administrative orders issued by the Child Support Services Division or
other states.
To collect support payments, we issue orders to withhold and deliver
income or other property. Any of a noncustodial parent’s property,
including wages, commissions, retirement checks, bank accounts, Alaska
Permanent Fund dividends, stock dividends and income-producing property
such as rentals can be subject to withholding. However, most orders are
issued against wages. Under a wage-withholding order, an employer is
ordered to automatically withhold a noncustodial parent's wages and send
the money to the child support agency, which will forward it to the
custodial parent.
Other collection methods may include voluntary payments by the
noncustodial parent, seizure of IRS tax refunds, liens against the parent’s
property and revocation of state occupational and driver's licenses.
2. How much will the agency take from a parent’s wages?
At a minimum, the agency is required to take enough money to cover the
monthly child support obligation. If there is past-due child support, the
agency also must take something to start paying off the debt and interest.
Generally, in Alaska, the maximum that can be withheld from a paycheck
is 40% of the net disposable earnings. If the paying parent has health
insurance coverage, the maximum that can be withheld, counting cost of the
health care coverage ordered by CSSD, is 50%. There are circumstances when
the withholding can be more, such as when the parent who owes has tried to
avoid paying or is a seasonal employee.
However, in no circumstances can the withholding exceed the federal
limits. Under the Consumer Protection Act, the maximum withholding from
net disposable earnings is 50% if the person is supporting another spouse
or child and 60% if not. Those maximums increase by 5% each if withholding
is for a support order more than 12 weeks in arrears.
3. What if a parent can't afford to pay the entire monthly support payment
from a paycheck?
CSSD can reduce the amount withheld from wages due to a hardship. A
hardship may be granted if the obligor's household income is 150 percent
of the poverty guideline, the obligor has a significant illness or
disability that prevents her/him from working, the obligor lives a
subsistence lifestyle or has physical custody of one or more children
under a valid custody order.
The withholding cannot be reduced below the monthly support obligation.
If the monthly support is too high, request a modification of the order.
Contact your CSSD caseworker if you have questions. Forms for requesting
hardships
and
modifications of orders
may be found on our Website.
4. The additional withholding will cause a hardship, what options do I
have?
If the additional withholding will cause an unusual hardship, you may
complete a
hardship request or contact CSSD immediately. We will assist
you in completing the necessary documentation to support your request for
hardship.
5. What happens to the monthly payments and any child support debt
after the custodial parent has gone off public assistance?
Custodial parents who move off cash assistance are entitled to the
regular monthly child support payment the same as before they went on
assistance -- as long as the support order is still in effect. Money
collected is applied first to the monthly ongoing support. Any additional
money is applied first to cover any payments owed to the custodial parent.
Money owed to the state is paid last.
6. What if the custodial parent does not want CSSD to collect child
support for him/her?
A custodial parent may withdraw from services if she/he was the person
who applied for services or a case was opened when they went on cash
assistance. If there is money owed to a state, CSSD will continue to
collect the state debt. If you want to withdraw from services, you may use
our form (found on the website) or simply send a letter asking to withdraw
from services.
When custodial parents go off public assistance we send them a letter.
The letter tells them that if they do not want to continue support they
may withdraw from CSSD's services.
7. If the person who applied for CSSD's services withdraws, does the
child support debt go away?
No, the paying parent is still required to pay current and past due
child support. The custodial parent may at any time reapply for services
or apply for public assistance. At that time CSSD will begin collecting
current and past due support. The paying parent must keep track of
payments made. Otherwise, they will not be subtracted from the debt.
8. Can CSSD collect from federal tax refunds? What happens to money
collected from IRS refunds?
Yes, CSSD can request that the IRS send us the refund of a parent who
owes child support. Per federal law, IRS refunds may not be used for
current support payments or to pay money owed when the children are over
18. If the custodial parent was never on public assistance and there are
arrears owed in the case, the IRS refund will go to the custodial parent.
If the custodial parent has been on public assistance and there is a debt
owed to the state, the IRS refund goes to the state.
If the noncustodial parent files a joint return, CSSD will hold the IRS
refund for six months. This gives the spouse of the noncustodial parent an
opportunity to recover her/his share.
9. How can the child support agency collect payments from a
self-employed parent?
Cases involving self-employed parents can be the most challenging to
the agency, and often take more time and effort than other cases. If a
self-employed parent declines to make voluntary payments or allow
automatic income withholding, it may be possible to place liens on
payments to the business from regular clients or to collect money directly
from the business bank account. The business also could lose its state
occupational license if the owner fails to pay child support, and this
risk may encourage the owner to make support payments. Delinquent cases
also will be reported to credit bureaus and this, too, is a strong
incentive for business owners to pay their child support.
Because these cases are harder to work than those of employed parents,
please provide your child support caseworker with as much information as
possible about the noncustodial parent’s business. The agency has access
to Internal Revenue Service information to help determine a self-employed
person’s income and assets for setting a monthly child support
obligation.
10. Can the child support agency take a Permanent Fund Dividend to pay
child support?
Yes, state law allows the agency to take all or part of an Alaskan’s
annual dividend check if there is past due child support.
11. Can the child support agency take some of a parent’s unemployment
benefits?
Yes. Unemployment compensation, and other state and federal benefits,
can be tapped for child support. Ask your caseworker about the procedures,
and make sure you tell your caseworker immediately if there are changes in
the parent’s employment situation.
12. Can past-due child support be taken from a state income tax refund?
Under federal law, states must turn over personal income tax refunds to
help pay child support debts. Though Alaska has no personal income tax,
the Alaska child support agency can ask other states to take a
noncustodial parent’s tax refund to cover a child support debt owed on
an Alaska case.
13. Can the agency help collect child support owed to a parent before
the agency opened its case?
Yes, if there was an order for support. We would verify the amount
owed.
14. Can a noncustodial parent escape child support payments by
declaring bankruptcy?
Child support payments generally cannot be discharged in bankruptcy.
This means that a parent who owes child support cannot escape the debt by
filing for bankruptcy. Bankruptcies also cannot stay, or put on hold,
actions to establish paternity or to establish or modify child support
obligations. The relationship between child support and bankruptcy law is
complex, however, and you may need the help of someone familiar with
bankruptcy law to answer specific questions.
15. CSSD has ordered the employer to withhold for medical support. May
either parent object?
Yes. You have 30 days to complete and return to CSSD the bottom portion
of the Notice informing you of this withholding. We will review the
request and decide if there is a good reason to stop medical support. The
medical support may be stopped if the custodial parent is providing
insurance or the child is covered by Indian Health Service or TriCare/CHAMPUS.
16. May the noncustodial parent have his/her current spouse add the
children to their medical plan?
Yes, this is considered alternate coverage and will stop the
withholding.
17. What happens to child support payments if the custodial parent is on
public assistance?
The noncustodial parent must continue to pay child support while the
other parent and the children receive public assistance. However, parents
who receive cash assistance, such as through the Alaska Temporary
Assistance Program (ATAP), must agree to let the state keep any child
support payments owed for that time as well as any payments owed to the
custodial parent when benefits began. This is to help at least partially
repay the state for the cost of public assistance benefits.
18. What if the custodial parent already has the child(ren) covered and
the noncustodial parent gets notice to withhold for medical support?
Contact us immediately if the order allows for either parent to provide
coverage. Once confirmed we can terminate the withholding.
19. Why are you withholding medical support? My children are covered by
Denali Kid Care?
Since Denali Kid Care is federally funded and part of Medicaid, CSSD
must withhold for medical coverage reimbursement.
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